/ commercial strata
Commercial Strata policies cover commercial bodies corporate and their assets. Cover includes :-
-
Property section: covering the buildings and common area contents against accidental loss or damage,
-
Public Liability section: covers the Body Corporate as the owner of the property and common areas for any legal liability for personal injury or property damage to third parties arising out of any event at the premises or anywhere else in Australia,
-
Voluntary Workers Personal accident section: provides a weekly &/or capital benefit to voluntary workers following an injury happening whilst they are working as volunteers including travel to and from activities,
-
Fidelity Guarantee section: covers theft of cash/stock by employees/members of the committee,
-
Office bearers liability section: covers legal liability of office bearers for errors and omissions arising out of the duties as Body Corporate office bearers,
-
Machinery Breakdown section: covers accidental breakdown of electrical & mechanical plant & equipment,
-
Government Audit costs section: Covers tax and government audit costs.