/ personal insurance

 

 

 

HOME & CONTENTS

 

We are able to access a variety of policies which provide various levels of cover against accidental loss or damage to residential premises and their contents. Insurance cover for insured events including:

 

• Accidental damage

• Storm, lightning and water damage

• Fire

 

 

Home and Contents policies include a range of common features, including:

 

• New for old replacement cover

• Valuable items cover

 

 

We are also able to offer specialist home and contents insurance policies cater for:

 

• Prestige properties(Sums Insured on building in excess of $1,000,000)

• Heritage listed buildings

• Jewellery and other personal valuables

• Fine art, paintings, antiques or curios

• DVD and computer equipment

• Restoration and replacement of personal documents

 

 

LANDLORDS

 

• Accidental; loss or damage including theft

• Loss of rent as a result of an insurable peril

• Rent default by Tenant

• Malicious damage by Tenant

• Public Liability covering your legal liability fir personal injury or property damage to third parties as Property owner.

 

 

BOAT / PLEASURECRAFT

 

Private pleasure craft insurance covers damage to private vessels and related equipment against accidental loss or damage including theft including the unforseen effects of violent weather. It also extends to include your legal liability for personal injury or property damage caused as a result of your negligence or that of any other person who you allow to take control of your boat anywhere in Australian coastal waters.

 

The following optional extras are also available if required:

 

• Yacht Racing Risk Extension - cover for loss or damage to your boat while racing

• Water Skier Aqua Planer Extension - legal liability protection while water-skiing or aquaplaning behind your boat

• Fishing, Diving & Water Sports Equipment Cover - for accidental loss or damage to your equipment while it is not in use

 

 

MOTOR VEHICLE/CARAVAN

 

 

TRAVEL

 

 

PERSONAL ACCIDENT