/ professionals insurance

 

 

/ OFFICE INSURANCE

 

The policy covers office buildings and contents against accidental loss

or damage including theft.

 

 

Other sections include:-

 

• Business Interruption section: covering loss of annual income/fees

     following an insurable loss,

• Money section: covers loss or theft of cash or negotiable securities

• Glass section: covers accidental breakage of glass

• Public Liability section: covers your legal liability for personal injury or

     property damage to third parties arising out of your business activities

• Electronic equipment breakdown: covers against accidental breakdown

     of office equipment including power surge

• General Property section: covers equipment such as camera or laptops

     against accidental loss or damage including theft anywhere in Australia

     whilst away from the premises.

 

 

/ PROFESSIONAL INDEMNITY

 

This type of policy covers your legal liability for financial loss to third parties arising out

of your professional negligence, error or omission.

 

Some occupations we can offer specialized products offering competitive terms include:-

 

• IT Consultants

• Accountants

• Other Consultants

• Designers & Engineers

 

 

/ ALIIED HEALTH COMBINED

 

 

/ MANAGEMENT LAIBILITY

 

Cover includes:-

 

• Director’s & Officers & Entity Liability: covers legal liability of Directors and employees

     for errors and omissions arising from the performance of their duties,

• Employment practices liability: covers legal liability to employees arising out of work

     place practices such as wrongful dismissal, sexual harassment, age/racial discrimination.

• Statutory Liability: covers your statutory liability, including defense costs such as

     occupational health & safety audits.

• Crime: covers theft of cash /stock by employees,

• Tax Audit: covers ATO tax audit costs,

• Cyber risks: covers costs associated with the criminal hacking of your computer systems

     including extortion.

 

 

/ STATUTORY LIABILITY

 

This type of policy covers your statutory liability, including defense costs such as occupational health & safety audits.

 

 

/ ASSOCIALTION LIABILITY

 

This type of policy is designed for not for profit organizations, clubs and Associations providing protection for committee members for financial loss to third parties arising out of their duties on behalf of the Association.